Medicare pays for different kinds of dme in different ways.
Free hospital beds medicare.
The individual must cover the remaining 20.
Hospital beds are considered durable medical equipment dme which is covered under part b.
Indications and limitations of coverage.
One must also have met their medicare part b deductible which as of 2019 is 185.
Medicare will pick up 80 of the amount that is medicare approved for the purchase of a hospital bed for home use.
Additionally even if medicare does cover your hospital bed there are some out of pocket costs you ll likely.
Medicare classifies hospital beds as durable medical equipment dme which is covered by medicare part b.
Depending on your needs and your dme supplier you may choose to either rent or buy your hospital bed.
Your costs in original medicare if your supplier accepts assignment you pay 20 of the medicare approved amount and the part b deductible applies.
This can be paid out of pocket or with help from supplemental insurance such as medigap.
General requirements for coverage of hospital beds.
Medicare and you national handbook 2020 medicare gov get free personalized counseling from your state health insurance assistance walkers and hospital beds ordered by a doctor or other health care provider.
If your supplier participates in the medicare program medicare may pay 80 of the allowable charges whether you rent your hospital bed or purchase it outright.
However there are some requirements you must meet for medicare hospital bed coverage.
Medicare part b medical insurance covers hospital beds as durable medical equipment dme that your doctor prescribes for use in your home.