Fine Art Insurance

However generally speaking the majority of fine art insurance policies do pay for direct physical loss or damage to covered property but only when that loss is from a covered cause of loss.

Fine art insurance.

This coverage may be added to a commercial property policy by a separate form or endorsement often called a floater. Our fine art insurance provides broad all risk coverage. Given the mobile nature of fine art and museum collections many exposures can come into play. Fine arts coverage.

Even then ask questions. The following discussion concerns coverage intended for businesses that own or collect art but are not in the fine arts business. Inland marine fine art museum insurance. To adequately protect your business against losses to your valuable artwork you ll need to purchase fine arts insurance.

With a hiscox home insurance policy you don t have to take out separate fine art insurance as we provide cover for your art and collections as standard. The brokers at these companies are specialists who understand fine art and how to protect it. We are a worldwide industry leader and the largest insurance broker in australia. We tailor insurance programs for many fine art related individual risks and businesses including personal art collections antiques art antiques dealers museums auction houses and commercial or corporate collections.

How hiscox home insurance cover protects your art. A piece could be left unattended and vulnerable to theft. What types of claims does your fine art insurance cover. This is a widely used insurance term meaning that all perils are covered except what the policy specifically excludes the list of exclusions on our fine art insurance policies vary depending on whether it is for a museum art gallery individual collector etc.

Fine art insurance specialists offer coverage for highly valued works of art. 10 000 of cover as standard for all your art and collections. Fine art insurance aon australia is a longstanding fine arts and antiques insurance specialist providing customised insurance for art dealers private collectors and some of australia s largest galleries. Art being shipped could have poor crating or packaging leaving it open to damage in transit.

In the world of insurance the term art extends far beyond photographs and paintings. The coverage that a fine art insurance policy offers varies and depends on the specific insurer and the nature of the artwork.